DawsonTimes.com

Buckner anticipates reaching the bank’s minimum capitalization of $12.5 million sometime during December 2006. At that time they will be able to begin collecting money they have commitments on and will continue to raise more capital toward their maximum target of $20 million. The bank’s offering period has been extended to February 28, 2007. However, once minimum capitalization is reached, the organizers and directors of the bank have the right to close the offering at any time. Therefore, for interested investors to be considered, time is of the essence.

“It’s good to be where we are in such a short time because we are nearer to our minimum of $12.5 million,” said Buckner. “Plus, the good news for the community is that there is still time for local individuals to consider becoming a charter investor in our bank,” he continued. The management team and some organizers and directors will continue to host group presentations, where interested investors can attend and learn more about the initial stock offering. Upcoming one-hour presentations (lunch will be provided) for prospective investors are:

Friday, December 8, 2006 at 12:30 pm
Fire Mountain Restaurant
GA 400 @ Hwy. 53
Dawsonville, GA 30534

Reservations for the group presentations must be made by calling 706-216-5900 or emailing info@firstcitizensbankofga.com.

Offers to sell or solicitations of offers to purchase securities may be made only by the prospectus. To receive the prospectus, which provides detailed information regarding the proposed bank and how to purchase shares, contact Charles Buckner at 706-216-5900 or email info@firstcitizensbankofga.com.

The prospectus can also be downloaded from www.firstcitizensbankofga.com, where there is more information about the Bank’s management team, organizers and directors, the Dawson County market, as well as an events page with information about the upcoming group presentations.

First Citizens Bank of Georgia (IO) will be a state bank to be headquartered in Dawsonville, Georgia, with an opening date sometime early the first quarter of 2007. The temporary location site of the bank is 1797 Highway 400 South, Dawsonville, Georgia 30534. This temporary site is just yards away from where they plan to construct the permanent location at the intersection of Georgia 400 and Carlisle Road.

The bank also plans to build a Forsyth County branch within 12 months of opening for business. The bank’s mailing address is P.O. Box 809, Dawsonville, GA 30534-0017, with business phone number 706-216-5900.